Types of debt

Credit card debt

Credit cards with high interest rates can lead to insurmountable debt.

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Late bill payments

Paying bills after the deadline can result in substantial late payment charges.

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Business debts

In tough times, businesses may find themselves facing major financial obligations.

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Sales tax and tax returns

Taxes linked to purchasing goods and services and tax returns can contribute to debt.

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Mortgage in arrears

Paying your mortgage late can result in penalties, such as late payment charges or seizure of your home.

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Late rent

Late payment of your rent can expose you to a number of consequences, including termination of the lease or eviction.

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Mortgage line of credit

This loan, based on the value of your home, can have both advantages and disadvantages.

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Car loan

A loan taken out to buy a new or used car can sometimes be difficult to repay.

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High interest rate loan

This type of loan, often taken out in a crisis situation, can leave you in a precarious position.

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Student loans

Repaying a student loan after graduation can be difficult because of the lack of income.

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Personal loans

A loan used for personal expenses (renovations, furniture, etc.) can add to your debt.

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Municipal taxes

Unpaid municipal taxes can have serious consequences.

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Gambling problems

Understanding pathological (compulsive) gambling is essential to helping those who suffer from it. Find out more about gambling problems.

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